ATR 11-20-2024
A deeper dive into ” institutional dollars” for a specific school.
The college is nationally ranked #108 by U.S. News & World Report out of 196 ABA approved schools.
Much of the information below is directly from their website: https://www.law.msu.edu/
In state tuition is $42,682. Out of state is $47,424.
This does NOT include the mysteriously named items listed in the chart below.
| Tuition In-State | $42,682 | Tuition Out-State | $47,424 |
|---|---|---|---|
| Other Educational Costs | $2,000 | Other Educational Costs | $2,000 |
| Fees & Taxes | $388 | Fees & Taxes | $388 |
| Books & Supplies | $3,072 | Books & Supplies | $3,072 |
| Food & Housing | $18,536 | Food & Housing | $18,536 |
| Personal & Misc. | $3,838 | Personal/Misc. | $3,838 |
| Medical | $0 | Medical | $0 |
| Travel | $1,358 | Travel | $2,558 |
| TOTAL | $71,874 |
Nice to know there will be no medical expenses.
What are they marketing to encourage the next generation of advocates to spend what is still
a small fortune for that MSU law degree?
Vision & Mission
VISION
As a law school possessing a deep and abiding sense of humanity, we will be a driving force for justice and excellence rooted in equitable opportunity: in our profession and for all individuals seeking legal redress or support in Michigan and beyond.
MISSION
To transform legal practice and policymaking, and apply our legal expertise for the public good, we generate civically engaged research and educate a diverse student community through innovative teaching and experience-based pedagogies.
DEI services. https://www.law.msu.edu/students/diversity/index.html
Diversity & Equity Services Office
Under the WE ARE ALL IMMIGRANTS DEPARTMENT
Land Acknowledgement
We collectively acknowledge that Michigan State University occupies the ancestral, traditional, and contemporary Lands of the Anishinaabeg – Three Fires Confederacy of Ojibwe, Odawa, and Potawatomi peoples. In particular, the University resides on Land ceded in the 1819 Treaty of Saginaw. We recognize, support, and advocate for the sovereignty of Michigan’s twelve federally recognized Indian nations, for historic Indigenous communities in Michigan, for Indigenous individuals and communities who live here now, and for those who were forcibly removed from their Homelands. By offering this Land Acknowledgement, we affirm Indigenous sovereignty and will work to hold Michigan State University more accountable to the needs of American Indian and Indigenous peoples.
FAMILY VALUES
Have you ever heard the term “multispecies family?” While this term may be new to the U.S., other countries in Latin America like Ecuador, Chile, Peru, Mexico, and Colombia already recognize this legal concept. This expansion of rights has resulted in a shift in how “family” is defined based on the idea of “free development of personality.” Relying on the United Nations 1948 Universal Declaration of Human Rights, courts are declaring that everyone has the right to build their lives the way they see fit, so long as it does not harm others, and to have those choices respected. Here, this also includes one’s decision to add and keep animals into their family. There have been multiple landmark cases in Latin American courts that exemplify the courts’ recognition and protection of multispecies families. Learn more about this emerging concept in our new Multispecies Family Topic Intro..
Today’s College Students
“ The New York Post’s front page last week summarized the opposition’s postelection response in two words: “Blue Hoo.”
Administrators and professors at Columbia, Penn, Harvard, Oregon, Michigan State and the University of Massachusetts, Amherst provided students various options—therapy dogs, grieving spaces, and time off—to “process” the results.
The self-care agenda at Georgetown’s McCourt School of Public Policy included afternoon “Legos and Coloring.”
What Do Today’s Lawyers Think About The Value Of That Law Degree?
FaceBook. 11-15-24
“I paid off my student loans this week. For all of you who are not aware of how student loans destroy lives and are entirely predatory, I borrowed less then $80,000 between under grad and law school. I repaid $334k. The accrued interest was added to the loan as principal at a mere 8.5% fixed, nonnegotiable interest rate. I never had kids, never could afford it. Why? I couldn’t make student loan payments AND pay for health insurance (so grateful for never having health insurance at any of my previous employers).
Please, make me understand why I wasn’t allowed to negotiate one red cent less on interest or principal. Kids now borrow what I received for undergrad alone. Please make me understand how student loans, child support, and fraud are on the same level in bankruptcy, but tax debt is dischargable.
When I was in school in the 1990’s, I was told by EVERY school EVERY SEMESTER to take as much loan money as possible. The fucking schools pushed that shit on 18 year olds with no job or job history. Then the for profit schools saw how easy the money was and went hog wild.
I hope more than anything that something changes. But I know it won’t.”
That seems criminal to me
Preach sister! I’m a fucking social worker! And I’ll be paying till I die….never knowing any better as the first person in my family to go to college!
I’m in the same boat. It’s seriously such a joke.
A mortgage on a future, but can’t get an actual mortgage to buy a house. Good news for the rest of us: I hear they’re getting rid of the DOE. ()
. I know that’s a weight off your shoulders. My grandson is going through the same thing right now trying to pay off his student loans.
Preach… it’s shameful how our country dies not make education affordable.
8.5% is terrible when it covered a decade of nearly free money. The also push the credit cards on students with 29% interest! I’m glad I’m a saver, paid cash for MSU, teeny bit of a pell grant then all me.
So confused why some people have had theirs erased.
Still paying on mine
Im still 44k away from paying mine off. It’s over double what I borrowed now. It’s a joke.
Congrats on paying them off. It truly does suck! I thought I was being smart when I consolidated my loans at a lower interest rate a few years after law school graduation. Turns out even though they were all federal loans consolidated through federal channels it changed the classification of the loans so I wasn’t eligible for any of the Covid relief. Ugh!
It’s a total scam. Being able to change crazy interest like 8.5% interest and it’s not even dischargeable in bankruptcy. College is even a bigger scam!! College tuition has increased double the inflation rate every year. Congrats on paying it off after almost 3 decades.
Preach sister !!!
It’s such a corrupt system. Neither of my girls went to college for exactly that reason. They both tried, got loans and went two years but needed more money to continue and realized they’d forever be stuck n debt so they opted out. I was not able to help financially.
It sucks.
Jesus died for our sins. My Dad died for my student loans.
It’s highway robbery on both sides… the banks and the schools, and for the same reasons.
The Federal Reserve and the federal guarantee to pay.
Yep! Me too. Your story is real!
Congratulations though!
Congrats! These loans are awful for the economy and society. And now I’m about to take loans out for my kids. I fear it won’t ever be fixed.
That is astounding!!!! And why something cant be done to make higher education more affordable for Americans is mind boggling! Oh i know why, all comes down to “financial aid” is big $ maker off 18 year olds – wrong! So glad you are out from under it! Our 3 kids have years to go!
The system is so, so broken. I can only imagine what a relief it must be to be out from under it, while also being so, so fucking frustrating that this is exactly how it was designed to work. Fucking awful.
Congrats!! I am very thankful then that my mom struggled enough to make ends meet so I could get Pell Grant and other help to pay for mine. I mean, government cheese wasn’t so bad.
Congratulations on paying this off! The interest on this is criminal. But you’re right, we were in college they pushed these on us like it was the best thing ever. That and the free 2 liter of Coke you got for signing up for a credit card. Smh
While I’m happy for you, it’s beyond horrible that you paid as much as you did.
Congrats for paying it off (sucks that in your 50s you get it done). My daughter got her BSN for a little over $100,000 in debt. To keep her payment affordable (married with 3 kids) she went back and got her masters degree (accuring more debt, but affordable payments). She now works full time as an L&D nurse and is a professor at a college. She is thinking about her kids future because their college will be at a huge discounted rate but they will have children before her debt is paid off. I feel higher education should be more affordable for everyone.
What a relief to be DONE! Something needs to change.
Kim, the interest is truly amazing. You are correct the schools push their students to take the max available.
I am in the (hopefully) final stages of getting my loans forgiven via the Public Service Loan Forgiveness Program. Some people think it’s crap that we can do it, but don’t realize that my 21+ years of public and non-profit service amounted to no more than 70% of the pay that my private sector counter parts earned. I was well under 18 when I got my first few batches of student loans…interesting how I could legally agree to them.
I know. It’s criminal
Remove the federal government from the student loan business and we’ll see the cost of education significantly decrease.
Complete bullshit not being able to consolidate the loans. Predatory lending for sure. I got some loan forgiveness for working in a Title 1 school for 5 years but it didn’t cover everything. Congratulations though and I’m glad it’s off your plate now
It’s not just the loans – how did the cost of getting a degree get so high that we can’t pay for it?? Just a bachelor’s degree cost me over $200k.
Congrats on getting rid of it. Loan companies suck. I agree it should be criminal to lock barely adults into non negotiable interest rates for outrageous amounts of money
Congrats to getting it paid off. I paid off my federal loan years ago. Did not have to borrow much as I spent several summers out of the 7 working in various GM facilities. My parents helped with college. We are talking the 1970s though. The state guaranteed loan balance vanished when I had to file bankruptcy. Loans were dischargeable then if they were over 7 years old. I wiped the last 3 grand I owed. After I graduated from law school Valparaiso jacked up tuition big time. The law school ceased existence a few years ago. Too expensive and they could not fill the classes. The law school was around over a hundred years. Indiana is now down to 2 law schools. Congrats on paying your in full
If I knew then what I know now…. Thankfully, I never went to college…. But my poor daughter and 2 bonus sons & son-in-law all have college debt!! It’s crazy what these schools get away with!!
“Fees”. How about this is their damn job? F@&k their “fees”
I finally paid mine off 2 years ago with the help of my husband’s inheritance money. 22 years of paying on a $58,000.00 loan just from law school. I don’t even want to know total with interest at 6% compounded over 22 years.
Congrats on paying them off! I remember how good it felt to finally pay mine after paying for ten years for just undergrad only at 8%! I also remember my dad saying to take the max since you couldn’t get that rate anywhere n to do it! I went to CCS a good art college in Detroit, which was $300/ credit hour back in the 80s so it was pricey back then and I had help from dad w staying home n books n art supplies. I’d do it all over again! College being so ridiculously overpriced is the real crime! Kids today spend ten times what I did for an undergrad!
No kids here either. Spent my 30’s paying off my graduate school loans. Worked 7 days a week, 12 hours a day or more to pay them off. I did that crazy math. I was exhausted. At least I got a career in theory I could pay them off. Many do not.
A campus ministry priest talked at our church. He said UM Ann Arbor dorm charges something crazy like $10 a meal for the cafeteria and you have to pay in the dorm fee. So students are paying credit card interest rates on $30 a day cafeteria food for decades.
Congratulations To you Kim Lubinski! But yes cost of an education in this country just insane!
Congratulations on getting this albatross off from around your neck! It is a crime that you had to repay that much! I was very much in the same boat—loan payment and health insurance (that didn’t even cover prescriptions) were as much as my rent. I was fortunate when I had a car that was paid off but when that died and had to get a used car loan…forget about it! You can’t afford to have a family even if you want one unless you didn’t go to college or someone paid for it for you. By the time you pay it off you’ve “aged out.” That’s privilege, I don’t care what kind of denial anyone else has about it or how anyone wants to victim blame.
You hold your head high today and every day for being tough as nails!!!
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Congratulations if you made it this far!
The punchline is that the Law School collects only 40% of the tuition sticker price. The other 60% is “institutional dollars.”
This means, if you paid full price, you were also paying the full cost of the student sitting next to you on the right with some left over for the tuition cost of student on the left.